Funding Specialist

Company: Biz2Credit Inc
Location: New York City
Posted on: February 15, 2026

Job Description:

Job Description Job Description Description: About Us At Biz2Credit, we look for individuals who are ready to join a dynamic and innovative fintech company on a mission to change the lending landscape for small businesses. Our values of Collaboration, Responsibility, Empowerment, Disruption, Innovation, and Trust guide everything we do, and our purpose of helping small businesses succeed drives us forward. As a company, we believe that with the right tools and support, small business owners can achieve their dreams, and we're here to make that happen. That's why we're dedicated to developing cutting-edge solutions, like our Biz2X platform, a fully-configurable SaaS solution that leverages artificial intelligence and machine learning to make lending more efficient, effective, and accessible. But we're more than just another FinTech company. We're a team of individuals who bring their unique personalities, backgrounds, and experiences to work every day. We believe that diversity makes us stronger, and that's why we value a culture that is inclusive and supportive. We're looking for people who are excited about the opportunity to make a difference, who want to work in an environment that is both challenging and fun, and who are eager to bring their whole selves to work. So, if you're someone who is eager to join a company that is making a real impact, who values a positive and inclusive workplace culture, and who is ready to be a part of a team that is changing the lending landscape, we want to hear from you. Come join us and be a part of something truly special at Biz2Credit. About this Role The Funding Specialist is a key member of our sales team, responsible for helping small business owners access the capital they need to grow and succeed. In this role, you’ll deliver a full range of financial solutions—including Working Capital, Term Loans, Lines of Credit, ERTC Loans, and government-backed products like SBA 7(a) Loans. This position requires a strong mix of customer service, consultative sales, and relationship management skills. You’ll identify and develop new opportunities, guide clients through available funding options, and serve as a trusted advisor throughout the financing process. By collaborating with colleagues across underwriting, credit, and legal, you’ll ensure a seamless client experience while contributing directly to the growth and profitability of the business. The Funding Specialist is a key member of our sales team, responsible for helping small business owners access the capital they need to grow and succeed. In this role, you’ll deliver a full range of financial solutions—including Working Capital, Term Loans, Lines of Credit, ERTC Loans, and government-backed products like SBA 7(a) Loans. This position requires a strong mix of customer service, consultative sales, and relationship management skills. You’ll identify and develop new opportunities, guide clients through available funding options, and serve as a trusted advisor throughout the financing process. By collaborating with colleagues across underwriting, credit, and legal, you’ll ensure a seamless client experience while contributing directly to the growth and profitability of the business. Responsibilities Prospect and Generate Leads: Utilize various channels, such as cold calling, networking, referrals, and digital marketing, to identify and engage potential partners who can benefit from our lending services. Consultative Selling : Understand the unique financial needs of prospective clients and provide tailored MCA lending solutions that align with their business goals and requirements. including but not limited to: Working capital, Term-loan, Line of Credit, ERTC Loan along with government lending such as SBA 7a Loan. Relationship Building : Establish and nurture long-term relationships with partners, acting as their primary point of contact throughout the entire sales process and beyond. Needs Assessment: Conduct thorough needs assessments to evaluate clients' financial situations, cash flow, and repayment capabilities to determine the feasibility of different lending and funding options. Product Knowledge : Stay up-to-date with the latest trends and developments in business lending and related financial products to effectively communicate the value proposition and benefits to clients. Offer Development : Prepare and present comprehensive proposals that outline the terms, conditions, rates, and repayment schedules of lending solutions. Negotiation and Closing : Engage in price negotiations, address objections, and work towards closing deals that are mutually beneficial for the client and the company. Cross-Functional Collaboration: Collaborate with internal teams, including underwriting, credit, and legal departments, to ensure a smooth and efficient loan origination process. Pipeline Management : Maintain accurate and up-to-date records of all client interactions, prospects, and sales activities using the CRM system. Achieve Sales Targets : Meet or exceed monthly and quarterly sales targets by actively pursuing new business opportunities and maximizing revenue potential from existing clients. Requirements: Education: Bachelor's degree in finance, business administration, or a related field is preferred. Languages Preferred: Proficiency in Mandarin and/or Spanish is highly preferred, as this role requires frequent communication with a diverse client base. Experience : Proven track record of success in sales or business development, preferably in the financial services industry. Experience with Revenue Based Funding or alternative financing products is highly desirable. Established Book of Business: History of working with established ISO partners in space. Strong understanding of financial concepts , including cash flow analysis, credit evaluation, and repayment structures. Familiarity with small business financing options and the MCA lending market is a plus. Communication Skills : Excellent verbal and written communication skills to effectively articulate complex financial concepts and build rapport with clients. Sales Skills : Demonstrated ability to identify client needs, overcome objections, and close sales deals. Strong negotiation and persuasive skills are essential. Relationship Management : A customer-centric approach with the ability to build and maintain long-term client relationships. Prior experience in managing a client portfolio is advantageous. Results-Driven : Proven ability to meet or exceed sales targets and work independently in a fast-paced, target-oriented environment. Technology Proficiency : Comfortable in working within CRM systems, sales tools, and Microsoft Office Suite for sales documentation and reporting. Team Player : Collaborative mindset with the ability to work effectively within a cross-functional team environment. Ethical Conduct : Maintain high ethical standards and adhere to regulatory guidelines and compliance requirements. Benefits & Perks Generous medical, dental, and vision insurance. 401K match, stock options, commuter benefits, and employee incentive plan. Catered lunch and team events. Salary Range $60,000 plus sales commission

Keywords: Biz2Credit Inc, Philadelphia , Funding Specialist, Sales , New York City, Pennsylvania