AVP, Credit Portfolio Sr Analyst - Hybrid
Company: Citi
Location: Glen Mills
Posted on: August 7, 2022
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Job Description:
The Credit Portfolio Officer will be working in a best in class,
dynamic Risk organization that drives sustainable growth. This
dynamic individual will collaborate closely with Risk and Business
product leads to enable Citi's growth in unsecured lending and to
monitor portfolio risk in partnership with the broader risk
management group. The team is looking for a high-energy individual
who is looking to make a contributions at-scale.
Responsibilities:
Develop risk framework and design credit policy for new, innovative
lending features (for e.q. Balance Transfer, CITI Flex) and
products
Develop and test experimental designs, sampling techniques, and
analytical methods to identify underserved segments within risk
appetite boundaries and prepare the test data for processing by
organizing information, checking for any inaccuracies, and
adjusting / weighting the raw test results to design credit
policies while balancing risk and return
Establish and leverage cross-functional partnerships and network
with key internal and external constituencies
Leverage external credit bureaus & internal Citi data to develop
analytical solutions, and perform statistical analyses using CHAID
and other advanced segmentation techniques to identify
relationships and trends in data, as well as any factors that could
affect these results
Evaluate, implement and monitor sophisticated leading edge analytic
tools such as machine learning models in the underwriting and
portfolio processes
Analyze portfolio performance at a granular segment level on an
ongoing basis
Identify trends and conduct data driven root-cause-analysis using
SAS and SQL to isolate key performance drivers
Create management reporting for Senior Leadership using Business
Intelligence tools like Cognos, Tableau to monitor and report the
results & strategy performance
Manage large data using SAS and Teradata and leverage
probabilities, distributions and decision trees to perform risk,
financial and data analyses including profiling, performance,
forecasting and new program due diligence
Comfortable working in an ambiguous, fast paced environment
Communicate policy changes and test recommendations, program
approvals, performance trends with business partners and senior
management
Communicate clearly and effectively to technical and non-technical
audience
Collaborate with Marketing, product, Finance, and Legal to drive
new projects including new product launch, enhanced tech
capabilities, improving business profitability
Qualifications:
0-3 years' experience in financial, economics or other analytical
capacity in a relevant field (Experience can be offset by Master's
Degree or PhD)
Knowledge of commercial risk analytics
Ability to apply credit and risk principles toward business
goals
Demonstrated ability to synthesize, prioritize and drive results
with a sense of urgency
Proven ability to remain organized in a fast-paced environment,
managing multiple projects
Proven interpersonal, organizational and analytic skills
Education:
Bachelors or Masters Degree required in statistics, mathematics,
engineering, physics, or economics
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Job Family Group:
Risk Management
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Job Family:
Credit & Portfolio Risk Management
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Time Type:
Full time
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Citi is an equal opportunity and affirmative action employer.
Qualified applicants will receive consideration without regard to
their race, color, religion, sex, sexual orientation, gender
identity, national origin, disability, or status as a protected
veteran.
Citigroup Inc. and its subsidiaries ("Citi") invite all qualified
interested applicants to apply for career opportunities. If you are
a person with a disability and need a reasonable accommodation to
use our search tools and/or apply for a career opportunity review
Accessibility at Citi .
View the " EEO is the Law " poster. View the EEO is the Law
Supplement .
View the EEO Policy Statement .
View the Pay Transparency Posting
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Effective November 1, 2021, Citi requires that all successful
applicants for positions located in the United States or Puerto
Rico be fully vaccinated against COVID-19 as a condition of
employment and provide proof of such vaccination prior to
commencement of employment.
Keywords: Citi, Philadelphia , AVP, Credit Portfolio Sr Analyst - Hybrid, Professions , Glen Mills, Pennsylvania
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