Risk Analyst
Company: Canon USA
Location: Mount Laurel
Posted on: May 16, 2022
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Job Description:
Location: US-NJ-Mount LaurelRequisition ID: 24443Category: Risk
ManagementPosition Type: Full-TimeOverviewCanon Financial Services,
Inc. (CFSCFS) located in Mount Laurel, NJ is currently seeking a
Risk Analyst (Analyst, Risk). The Risk Analyst is responsible for
making sound credit decisions within required turnaround times,
investigating and decisioning credit requests using all available
credit resources. Required competencies include strong analytical,
communication, negotiation, and creative thinking skills, with a
thorough understanding of automated credit scoring and risk rating
analytics. Team player regularly collaborating with other Risk
Analysts and inside and outside sales representatives. Regularly
communicates with originations, documentation, and
collections/portfolio management departments to resolve risk
management issues within appropriate guidelines. Supports automated
credit scoring model maintenance and upgrades, as needed, by
facilitating credit scoring enhancements in collaboration with the
IT department. This position has credit and lease documentation
authority of up to $250,000.00. Responsibilities- Reviews and
analyzes credit scoring metrics and risk ratings and quickly
identifies material credit strengths and weaknesses to provide
timely credit decisions- Collaborates as needed with IT department
to maintain automated credit scoring model and facilitate upgrades
to commercial and/or consumer credit scoring functionality-
Supports credit decisions with scoring model and supplementary data
from commercial and personal credit reporting agencies and various
web resources including, but not limited to, D&B, Experian,
Moody's, S&P, Fitch, A.M. Best, NAIC, and SEC and FDIC filings-
Accurately spreads and analyzes financial statements and
incorporates relevant financial metrics into credit reviews-
Reviews and decisions transactions within assigned authority,
including recommendations from junior Analysts, and makes
recommendations on transactions in excess of assigned authority-
Monitors credit lines and completes credit line renewals in a
timely fashion- Structures and appropriately documents credit
approvals consistent with risk management guidelines- Reviews and
approves changes to contract terms and conditions within assigned
authority- Advises sales team on pended applications and
facilitates the process of obtaining credit and financial
information to decision pended transactions- Regularly updates
system comments to keep all parties informed of the status of all
credit applications- Ensures that dealer and customer concerns are
resolved in a timely and appropriate manner without undermining
risk management standards- Develops and maintains effective working
relationships with inside and outside sales teams and end user
customers- Negotiates complex credits to obtain favorable lease
structures that win business without compromising credit standards-
Seeks guidance as appropriate from managers and supervisors-
Provides coverage support for assigned regions and other regions as
required- Serves as mentor to less experienced or junior members of
the credit team- Completes assigned training on or before the due
date with required level of proficiency- Other responsibilities as
assigned Qualifications- Bachelor's Degree or equivalent,
preferably in finance or a related subject- 3+ years of related
work experience in equipment leasing and/or commercial lending-
Strong working knowledge of automated credit scoring and financial
modeling, including business and consumer scoring model
development, adjustments, and maintenance- Working knowledge of
Microsoft Office, including Word, Excel and PowerPoint- Strong
interpersonal skills and experience negotiating credit terms- Team
player and self starter with ability to multi-task and quickly and
effectively resolve business issuesThe company will not pursue or
support visa sponsorship for this position. Company OverviewAbout
our Company - Canon Financial Services, Inc. (CFS) is a
wholly-owned subsidiary of Canon U.S.A., Inc. About Canon U.S.A.,
Inc. Canon U.S.A., Inc., is a leading provider of consumer,
business-to-business, and industrial digital imaging solutions to
the United States and to Latin America and the Caribbean markets.
With approximately $36 billion in global revenue, its parent
company, Canon Inc. (NYSE:CAJ), ranks third overall in U.S. patents
granted in 2018--- and is one of Fortune Magazine's World's Most
Admired Companies in 2019. Canon U.S.A. is committed to the highest
level of customer satisfaction and loyalty, providing 100 percent
U.S.-based service and support for all of the products it
distributes in the United States. Canon U.S.A. is dedicated to its
Kyosei philosophy of social and environmental responsibility. In
2014, the Canon Americas Headquarters secured LEED - Gold
certification, a recognition for the design, construction,
operations and maintenance of high-performance green buildings. To
keep apprised of the latest news from Canon U.S.A., sign up for the
Company's RSS news feed by visiting and follow us on Twitter
@CanonUSA. For media inquiries, please contact . --- Based on
weekly patent counts issued by United States Patent and Trademark
Office. All referenced product names, and other marks, are
trademarks of their respective owners. We are an EEO/AA employer.
Minority/Female/Individuals with Disabilities/Protected Veterans.If
you are not reviewing this job posting on our Careers' site , we
cannot guarantee the validity of this posting. For a list of our
current postings, please visit us at .#CFS Posting Tags#PM19 #CFS
#LI-AV1 #CBAVPI177216829
Keywords: Canon USA, Philadelphia , Risk Analyst, Professions , Mount Laurel, Pennsylvania
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