Commercial Credit Analyst
Company: GPAC
Location: King Of Prussia
Posted on: May 16, 2022
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Job Description:
Job DescriptionCommercial Credit Analyst Qualifications:POSITION
SUMMARY: The Commercial Credit Analyst will support the lenders in
underwriting requests for credit extensions to new and existing
commercial clients. They will perform detailed financial analysis
for all lending opportunities, prepare credit approval and
modification requests for presentation to Loan Committee by the
lenders, perform annual credit reviews as needed, ensure compliance
with the Bank's credit policies and procedures, ensure the timely
collection and spreading of interim and annual financial statements
provided by clients, and update financial information to maintain
current reporting.PRIMARY RESPONSIBILITIES:Analyzes data (i.e.
financial statements, agency reports) on prospective and active
borrowing accounts and prepares written reports evaluating the
short and long-term prospects of the individual or company.Makes
recommendations to Loan Officers on the granting or denying of
loans and prepares sufficient information (i.e. loan submissions)
to document recommendations.Identify and interpret trends in
financial data. Interpret key financial ratios (e.g. cash flow to
debt service, debt-to-equity, etc.)Provides thorough documentation
of all financial analysis with via spreadsheets and written credit
offering memorandums.Suggests a loan grade after conducting a
thorough credit analysis and documentation review.Coordinates
specific work tasks within the department in order to ensure the
smooth and efficient flow of information.Provides assigned
reports.Performs annual review of loan relationships.Must have 3+
years experience in a bank as a Credit Analyst.For additional
information on this opportunity, please contact Brenda Hoek
directly at 605.705.4795. Resumes may be confidentially sent to
Brenda.hoek@gogpac.com.All qualified applicants will receive
consideration without regard to race, age, color, sex (including
pregnancy), religion, national origin, disability, sexual
orientation, gender identity, marital status, military status,
genetic information, or any other status protected by applicable
laws or regulations.GPAC (Growing People and Companies) is an
award-winning search firm specializing in placing quality
professionals within multiple industries across the United States
since 1990. We are extremely competitive, client-focused and
realize that our value is in our ability to deliver the right
solutions at the right time.
Keywords: GPAC, Philadelphia , Commercial Credit Analyst, Professions , King Of Prussia, Pennsylvania
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