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Credit Analyst

Company: ETS
Location: Philadelphia
Posted on: November 23, 2021

Job Description:

OBJECTIVE: To support the lending function by accurately and efficiently review loan deals as submitted by Relationship Managers; and understand the balance between the bank's and the customer's interests.

  • Evaluate all financial statements; provide ratio analysis and cash flow analysis for lender evaluation.
  • Collect information from all relevant and necessary sources to provide accurate analysis.
  • Prepare narratives from analysis that focus on strengths and weaknesses of proposed credit.
  • Reply to credit inquiries in writing.
  • Follow RMA Code of Ethics in all exchanges of credit information with outsiders.
  • Attend Credit Committee meetings as non-voting member to facilitate discussion of financial concepts involved in credits before committee.*
    • Ensure all material is properly prepared for credit committee.
    • Complete special projects as neededQUALIFICATIONSEducation and Experience : Bachelor's Degree in Finance, Business Administration or related field; credit analyst experience in a commercial lending environment.Skills and Competencies:
      • Ability to multi-task in fast paced and changing environment
      • Strong basic computer skills
      • Excellent communications skills, written and oral
      • Competent problem solving skills
      • Ability to perform job functions accurately and with attention to detail
      • Ability to work independently
      • Ability to multi-task and remain organized
      • Ability to maintain confidential customer and Bank information in a responsible and secure mannerJob Type: Full-timeExperience:
        • Credit Analyst, commercial lending: 1 year (Required)Education:
          • Bachelor's (Required)

Keywords: ETS, Philadelphia , Credit Analyst, Professions , Philadelphia, Pennsylvania

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