Mortgage FHA Underwriter

Company: CyberCoders
Location: Mount Laurel
Posted on: April 10, 2021

Job Description:

Our West Coast location is looking to add another underwriter to our team! We are one of the best mortgage companies not just locally, but on a national level as well. Come join a company that will do everything it can to help you succeed!

What You Will Be Doing

As an Underwriter you will be responsible for but not limited to the underwriting of residential loans ensuring compliance with appropriate company and secondary market investor standards.
A Mortgage Underwriter will be responsible for examining loan documentations for accuracy and completeness while working with loan originator or production staff to secure all required documents.
You may be required to work with more senior mortgage underwriters on loan exceptions having the authority to withdraw and decline loans.
Mortgage Underwriters may be involved in one or several types of mortgage lending (conventional, government-backed, etc.)
You may also be required to respond directly to individual and investor audits.
This job code includes all levels of underwriting authority and exception levels

What You Need for this Position

Job Requirements

• DE is required!
• LAPP or CHUMS certification IS HIGHLY DESIRABLE!
• Strong analytical skills
• Previous experience as a Mortgage Underwriter
• Strong oral and written communication skills
• Excellent interpersonal skills
• Must have excellent problem solving skills
• Thorough understanding of credit and an ability to review complex financial documents
• Ability to assess an individual's creditworthiness while adhering to all regulatory and compliance requirements
• Ability to make credit recommendations
• Commitment to teamwork
• Ability to meet production, quality and service standards along with providing direct coaching and feedback to ensure quality
• Self-motivated
• Ability to work in a fast-paced, high volume environment, while practicing sound lending judgment
• The associate must have 3 to 5 years experience as a mortgage underwriter or mortgage processor, and be able to think outside of the box to obtain the required information on a retro basis.
• They must be able to assess the information obtained and determine if it validates the information used to qualify the borrower at the time of modification offer.
• The employee must be able to work independently producing results in a timely manner.
• They must have a strong understanding of the various documentation types, loan programs as well as the overall general underwriting guidelines.
• Must possess strong organization skills.
• Must have a working knowledge of computer applications.
• Loss mitigation experience a plus.
• Underwriting certifications a plus but not required.
• Secondary market experience a plus
  What's In It for You
  
  Excellent pay, great benefits and all the bells and whistles you would expect with this position.
  
  So, if you are a Underwriter with experience, please apply today!
  
  Email Your Resume In Word To
  
  Looking forward to receiving your resume through our website and going over the position with you. Clicking apply is the best way to apply, but you may also:
  
  
  • Please do NOT change the email subject line in any way. You must keep the JobID: linkedin : KH7- -- in the email subject line for your application to be considered.***
    Krisandra HumlTanner - Executive Recruiter - CyberCoders
    
    Applicants must be authorized to work in the U.S.
    
    CyberCoders, Inc is proud to be an Equal Opportunity Employer
    
    All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability, protected veteran status, or any other characteristic protected by law.
    
    Your Right to Work - In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification document form upon hire.
    
    CyberCoders will consider for Employment in the City of Los Angeles qualified Applicants with Criminal Histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) Ordinance.

Keywords: CyberCoders, Philadelphia , Mortgage FHA Underwriter, Other , Mount Laurel, Pennsylvania